Niedozwolone postanowienia umowne powodujące brak związania umową oraz przesłanki ich zastąpienia

2021
journal article
article
cris.lastimport.wos2024-04-10T00:56:30Z
dc.abstract.enThe article is devoted, firstly, to defining the criteria for identifying unfair clauses in a Polish law governed consumer contract without which such contract cannot be binding on the parties in its entirety. Secondly, the article indicates the permissible scope for eliminating the unfair clauses. Finally, the requirements for replacing an unfair clause with a supplementary provision of Polish law, which allow the contract to be maintained, are analyzed. In the conclusions, the paper indicates that limits of the possibility of maintaining the contract in force are determined by the limits of conversion of defective contracts. The contract cannot be upheld if the removal of the unfair clause will materially transform its main subject matter (essential elements) or main contractual risk. A court cannot maintain an agreement by replacing it with a new content of rights and obligations which would not be foreseen by the parties due to public law regulations that apply to at least one of the parties (e.g. prudential requirements applicable to banks). Those public law requirements must not be violated by banks, and consequently, the courts shaping the contract anew do not have the power to violate those regulations as well. Such a practice would lead to the mass creation by courts of legal relationships generating systemic risks. If, without a given unfair clause, the contract cannot be binding, it cannot be declared by a court binding on the sole ground that it would constitute a sanction imposed by a civil court which may discourage the entrepreneur from continued use of unfair clauses.pl
dc.affiliationWydział Prawa i Administracji : Katedra Prawa Cywilnegopl
dc.contributor.authorKarasek-Wojciechowicz, Iwona - 128645 pl
dc.date.accession2021-07-02pl
dc.date.accessioned2021-07-02T06:35:55Z
dc.date.available2021-07-02T06:35:55Z
dc.date.issued2021pl
dc.date.openaccess0
dc.description.accesstimew momencie opublikowania
dc.description.additionalBibliogr. s. 81-82pl
dc.description.number2pl
dc.description.physical35-83pl
dc.description.versionostateczna wersja wydawcy
dc.identifier.doi10.26106/yc9r-zy93pl
dc.identifier.issn1641-1609pl
dc.identifier.projectROD UJ / OPpl
dc.identifier.urihttps://ruj.uj.edu.pl/xmlui/handle/item/276047
dc.identifier.weblinkhttp://www.transformacje.pl/wp-content/uploads/2021/06/TPP-2-2021-Krasek.pdfpl
dc.languagepolpl
dc.language.containerpolpl
dc.rightsDozwolony użytek utworów chronionych*
dc.rights.licenceOTHER
dc.rights.urihttp://ruj.uj.edu.pl/4dspace/License/copyright/licencja_copyright.pdf*
dc.share.typeotwarte czasopismo
dc.subject.enunfair clausepl
dc.subject.enunfair termpl
dc.subject.enconsumer contractpl
dc.subject.eneliminating the unfair clausepl
dc.subject.enmaintaining the contract bindingpl
dc.subject.ensanction against unfair clausespl
dc.subject.encontract capability of continuing in existence without the unfair termspl
dc.subject.enreplacing unfair term with a supplementary provision of national lawpl
dc.subject.plpostanowienie niedozwolonepl
dc.subject.plumowa konsumenckapl
dc.subject.plklauzula abuzywnapl
dc.subject.plnieuczciwe warunkipl
dc.subject.pleliminacja postanowienia niedozwolonegopl
dc.subject.plutrzymanie umowy wiążącejpl
dc.subject.plsankcje klauzuli abuzywnejpl
dc.subject.plzdolność umowy do jej utrzymania po usunięciu nieuczciwych warunkówpl
dc.subject.plzastąpienie postanowienia niedozwolonego przepisem dyspozytywnympl
dc.subtypeArticlepl
dc.titleNiedozwolone postanowienia umowne powodujące brak związania umową oraz przesłanki ich zastąpieniapl
dc.title.alternativeUnfair contractual terms resulting in the entire agreement being not binding and prerequisites for their replacementpl
dc.title.journalTransformacje Prawa Prywatnegopl
dc.typeJournalArticlepl
dspace.entity.typePublication
cris.lastimport.wos
2024-04-10T00:56:30Z
dc.abstract.enpl
The article is devoted, firstly, to defining the criteria for identifying unfair clauses in a Polish law governed consumer contract without which such contract cannot be binding on the parties in its entirety. Secondly, the article indicates the permissible scope for eliminating the unfair clauses. Finally, the requirements for replacing an unfair clause with a supplementary provision of Polish law, which allow the contract to be maintained, are analyzed. In the conclusions, the paper indicates that limits of the possibility of maintaining the contract in force are determined by the limits of conversion of defective contracts. The contract cannot be upheld if the removal of the unfair clause will materially transform its main subject matter (essential elements) or main contractual risk. A court cannot maintain an agreement by replacing it with a new content of rights and obligations which would not be foreseen by the parties due to public law regulations that apply to at least one of the parties (e.g. prudential requirements applicable to banks). Those public law requirements must not be violated by banks, and consequently, the courts shaping the contract anew do not have the power to violate those regulations as well. Such a practice would lead to the mass creation by courts of legal relationships generating systemic risks. If, without a given unfair clause, the contract cannot be binding, it cannot be declared by a court binding on the sole ground that it would constitute a sanction imposed by a civil court which may discourage the entrepreneur from continued use of unfair clauses.
dc.affiliationpl
Wydział Prawa i Administracji : Katedra Prawa Cywilnego
dc.contributor.authorpl
Karasek-Wojciechowicz, Iwona - 128645
dc.date.accessionpl
2021-07-02
dc.date.accessioned
2021-07-02T06:35:55Z
dc.date.available
2021-07-02T06:35:55Z
dc.date.issuedpl
2021
dc.date.openaccess
0
dc.description.accesstime
w momencie opublikowania
dc.description.additionalpl
Bibliogr. s. 81-82
dc.description.numberpl
2
dc.description.physicalpl
35-83
dc.description.version
ostateczna wersja wydawcy
dc.identifier.doipl
10.26106/yc9r-zy93
dc.identifier.issnpl
1641-1609
dc.identifier.projectpl
ROD UJ / OP
dc.identifier.uri
https://ruj.uj.edu.pl/xmlui/handle/item/276047
dc.identifier.weblinkpl
http://www.transformacje.pl/wp-content/uploads/2021/06/TPP-2-2021-Krasek.pdf
dc.languagepl
pol
dc.language.containerpl
pol
dc.rights*
Dozwolony użytek utworów chronionych
dc.rights.licence
OTHER
dc.rights.uri*
http://ruj.uj.edu.pl/4dspace/License/copyright/licencja_copyright.pdf
dc.share.type
otwarte czasopismo
dc.subject.enpl
unfair clause
dc.subject.enpl
unfair term
dc.subject.enpl
consumer contract
dc.subject.enpl
eliminating the unfair clause
dc.subject.enpl
maintaining the contract binding
dc.subject.enpl
sanction against unfair clauses
dc.subject.enpl
contract capability of continuing in existence without the unfair terms
dc.subject.enpl
replacing unfair term with a supplementary provision of national law
dc.subject.plpl
postanowienie niedozwolone
dc.subject.plpl
umowa konsumencka
dc.subject.plpl
klauzula abuzywna
dc.subject.plpl
nieuczciwe warunki
dc.subject.plpl
eliminacja postanowienia niedozwolonego
dc.subject.plpl
utrzymanie umowy wiążącej
dc.subject.plpl
sankcje klauzuli abuzywnej
dc.subject.plpl
zdolność umowy do jej utrzymania po usunięciu nieuczciwych warunków
dc.subject.plpl
zastąpienie postanowienia niedozwolonego przepisem dyspozytywnym
dc.subtypepl
Article
dc.titlepl
Niedozwolone postanowienia umowne powodujące brak związania umową oraz przesłanki ich zastąpienia
dc.title.alternativepl
Unfair contractual terms resulting in the entire agreement being not binding and prerequisites for their replacement
dc.title.journalpl
Transformacje Prawa Prywatnego
dc.typepl
JournalArticle
dspace.entity.type
Publication
Affiliations

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